Reactions have been mixed on the FHA's latest mortgage insurance premium reduction. But the lower premiums will likely be a boon for one group in particular,, according to Moody's.

With a new administration about to begin, much of the talk in the industry centers on how to raise the homeownership rate, which is near a historic low. Opinions vary as to what the homeownership rate will do in 2017, however.

HUD Secretary-Designate Dr. Ben Carson calmly answered questions for nearly three hours before the Senate Banking Committee in his confirmation hearing on Thursday, saying he intends to "fight for those who are still trying to reach their full potential" with regard to the American Dream.

It has been said that what goes up must come down, and the latest trajectory of mortgage rates seems to be proving that theory correct.

While many praised the Federal Housing Administration's recent decision to lower its mortgage insurance premiums by 25 basis points, not everyone was a fan.

As home price appreciation continues to outpace wage growth, housing affordability may suffer, especially among millennials.

The number of underwater homeowners nationwide has been steadily declining since 2012 as home prices have appreciated, but not all demographics have been equally affected, according to one analysis.

CFPB DIrector Richard Cordray's term is up in July 2018, but a group of Democrats from the U.S. House of Representatives does not want to see President-elect Donald Trump remove him before then.

By any measure, consumers have great expectations for the U.S. economy in the coming year. What is driving the optimism?

Privatizing the GSEs could potentially have an adverse effect on the mortgage market in the United States, according to Kroll Bond Ratings Agency.