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Print Features

The Lending Gap

When it comes to applying for a mortgage, gender matters. Lenders are working to close the divide. This article takes a look at how big a factor the disparity in income levels is in mortgage lending decisions, and considers what other factors may be at play. Editor's note: This select print feature appears in the August 2015 edition of MReport magazine, available now.

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Keeping Up with the Customer: Evolving the Retail Business Model to Stay Ahead of the Curve

In today’s environment, all retail lenders should be asking themselves, “What value am I truly offering a borrower?” We know that more and more consumers use an online, self-service option when making any retail purchase —mortgages included. When such convenience is available, why would a customer pay more to get a home loan from a retail lender instead? When faced with these questions, it is important to evolve your retail business model to stay ahead of the curve. Editor's note: This select print feature appeared in the June 2015 edition of MReport magazine, available now.

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Back to the Future

Lenders who put eMortgages and eClosings on the back burner in 2008 find themselves racing into the future, where electronic mortgage processing is no longer a “have” but a “must.”

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