Tag Archives: DTI

Meg Burns, SVP, Mortgage Policy for the Housing Policy Center, spoke with MReport on the law surrounding the GSE Patch, its expiration, and what it all means for homeowners.

DTI ratios took a dip in the third quarter, but what led LTV ratios and credit scores to both rise?

HUD's quarterly report to Congress on FHA’s single-family mutual mortgage insurance fund programs covers everything from credit and DTI to refinances.

These market segments were affected more by the Ability to Repay Rule compared to others according to CFPB’s assessment on this rule.

An analysis comparing mortgage credit underwriting during the second quarter and last year made some interesting discoveries.

A new analysis reveals that since 2015 debt-to-income ratio has become the number one reason that lenders have turned down purchase-mortgage applications. What are the factors that are impacting the DTI ratios of homebuyers?

A new survey asked mortgage industry professionals what were the headwinds that the housing market faced in 2018 and what challenges were they saw during the year. Here’s what it found.

How have underwriting standards for conventional loans for homes changed from the pre-crisis housing market? Here’s what a report tracking credit risk for the first quarter of 2018 found.