Tag Archives: HMDA

Although denial rates are higher for Hispanic borrowers and worsening affordability continues to hinder homebuyers nationwide, a new study from the Urban Institute revealed that by 2040, an estimated 70% of new homeowners are projected to be Hispanic.

Rick Hall of LoanLogics explains why quality control should be viewed not as a cost center, but as an investment that ensures future success.

According to the Bureau, the final rule will reduce regulatory burden on smaller institutions to help those institutions to focus on responding to consumers in need now and in the longer term.

Ellie Mae's expanded functionality offers additional automation capabilities for greater efficiencies in HELOCs for lenders.

A recent study looked at HMDA data released by the Federal Financial Institution’s Examination Council to analyze racial disparities among mortgage lending trends. Here’s what it found.

An expert gives insights on how dwindling of reporting data could harm underserved communities and weaken bank performance evaluation.

More than 60 Democratic members of Congress, including Chairwoman of the House Financial Services Committee Maxine Waters, protested a proposal by the Consumer Financial Protection Bureau (CFPB) that ...

Here’s how new data on the lending done by banks and nonbanks to low- and middle-income borrrowers could help the OCC in its proposed rule changes to the CRA.

The BCFP made several amendments to the mortgage related acts. How has the Home Mortgage Disclosure Act been impacted by recent change?

The guidelines issued by BCFP advise small banks and credit unions on the partial exemptions available to them under the HMDA rules of the amended Dodd-Frank Act. Here are the details.