Privatizing the GSEs could potentially have an adverse effect on the mortgage market in the United States, according to Kroll Bond Ratings Agency.
Read More »KBRA: 2016 May Be as Good as it Gets for Lending
Industry reaction has been positive to the FHFA's move to raise the GSE conforming loan limits for the first time in a decade. But one analysis says the effect on mortgage lending may be minimal.
Read More »The Return of Non-Prime Origination Programs
Non-prime mortgage origination programs that use securitization as a funding source are making a comeback, but they are not a simple rebranding of pre-crisis subprime loans, according to one analysis.
Read More »The Factors Behind a ‘Stable’ Bank Rating Outlook Are. . .
Banks were given in a "stable" rating in a mid-year outlook released this week. What were the deciding factors in the rating?
Read More »Refinancing Volumes May Be Slower Than Hoped
While U.S. economists debate how a set of troubles playing out overseas will affect the American mortgage market, Kroll Bond Rating Agency predicts that these troubles will probably not bring the refinancing volume some might think.
Read More »KBRA Cautions Investors About Stress Test Results
While the tests may have shown that the largest bank holding companies are capitalized enough to withstand the Fed’s hypothetical severely adverse economic scenarios, KBRA believes investors should beware.
Read More »Single-Family Rental Securitizations Grow in Value
While the single-borrower single-family rental securitizations in Kroll Bond Ratings Agency’s rated universe has seasoned only 10 months on the average, the properties that have securitized are appreciating in value.
Read More »Home Price Growth Expected to Continue Slowing
In a recent analysis released by Kroll Bond Rating Agency (KBRA), senior managing director Christopher Whalen predicts many metros around the country will see home price appreciation switch to a much slower track—or even decline modestly, in some cases—as the factors directing the momentum of the last few years diminish and fundamental drivers start playing a bigger role.
Read More »