Here's how mortgage rates and investments in mortgages are driving interest rate shifts.
Read More »Analyzing the QM Patch
The AEI Housing Center discuss the future of the QM patch, more specifically what can be seen, and what is not foreseeable. AEI states that foreseeable results from ...
Read More »Volume of Homes with Mortgage Falling
In the same period of time where the value of the U.S. housing market has reached an all-time high, the amount of homeowners with mortgages is falling. What is causing the shift?
Read More »Education is Essential in the Mortgage Process
Although the majority of Americans favor homeownership, Fannie Mae’s latest National Housing Survey revealed many overestimate the qualifications and what it takes to own a home. “Despite increased ...
Read More »Homebuyer Assistance Act Addresses Appraisal Shortages
The Homebuyer Assistance Act of 2019, H.R. 2852, originally introduced by Reps. Brad Sherman and Sean Duffy on May 20, has been advanced by the House Financial Services Committee.
Read More »The Week Ahead: Studying Home Prices, Millennials
Next week’s items to watch will include Ellie Mae’s Millennial tracker and new labor data from the Bureau of Labor and Statistics. Here’s what else is happening in The Week Ahead.
Read More »What to Do With the QM Patch?
A new American Enterprise Institute Center on Housing Markets piece weighs in on possible misconceptions and solutions to the upcoming expiration of the Qualified Mortgage Patch.
Read More »Condominium Mortgage Lending, Reconsidered
In this Video Spotlight, find out how condo sales may play a more significant role in the mortgage origination market.
Read More »Mortgage Experts Comment on Steady Fed Rates
The Federal Reserve decided once again to delay a rate hike, and industry experts give their thoughts on why, and what we might expect moving forward.
Read More »The “Cost Burden” of Renters vs. Homeowners
Homeowners and renters each face their own financial issues, but which one has been the most cost-burdened?
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