As mortgage risk jumped to a series high, a new analysis revealed the factors driving this risk and how the credit easing by the GSEs can ultimately impact their affordable housing mission.
Read More »Factors Shaping the Purchase Loans Market
Even as purchase loans made up the bulk of all closed loans in September, according to a report, how will macroeconomic and housing indicators impact the market for these loans in Fall?
Read More »Mortgage Apps and DTI Ratios
A new analysis reveals that since 2015 debt-to-income ratio has become the number one reason that lenders have turned down purchase-mortgage applications. What are the factors that are impacting the DTI ratios of homebuyers?
Read More »Credit Scores Count in a High Rate Environment
A report analyzing the annual percentage rates for borrowers found that APRs had risen to their highest in the year in September. Here’s why borrower credit scores are likely to play an important role while looking for the best mortgage rates.
Read More »First-Time Homebuyers Drive Purchase Loans
Nearly half of all GSE purchase loans were from first-time homebuyers in the second quarter according to a report. See how affordability and home prices performed during this time.
Read More »Apps Rise as Borrowers Return to the Market
Stable mortgage rates for most of this month has seen the application for mortgage loans increasing among borrowers, according to a survey. Here’s a break down of how various loans performed.
Read More »The Impact of Credit Scores on Mortgage Loans
Purchase APRs declined for average borrowers, according to a report analyzing mortgage offers. But how did credit scores impact the additional loan costs for consumers?
Read More »Millennial Homebuyers Rise in a Competitive Market
A report tracking mortgage loans found that home purchases by young Americans continued its rise in June. See which type of mortgage loans attracted millennial homebuyers.
Read More »Mortgage Application Fraud Risk Increases in Q2
The risk of mortgage application fraud rose along with an increase in purchase loan applications. Click through to learn which metro had the greatest increase in the fraud risk.
Read More »Millennials vs. Credit Scores
A new report found significant difference in credit scores of millennial homebuyers across the country. Do these swings highlight the millennial perception of needing perfect credit scores to qualify for a mortgage?
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