The Q2 2023 TransUnion Credit Industry Insights Report reveals the latest credit trends as lenders have begun to tighten underwriting. Some 50% of Gen Zers surveyed say they plan to apply for new credit or refinance existing credit within the next year.
Read More »How Digitalization Changes How People Search for, Finance Housing
According to a new analysis from Harvard's Joint Center for Housing Studies, data revealed just how significant of an impact digitalization has on how Americans search for and finance homes. Click here to read more.
Read More »Surveying Today’s Lending Landscape
As lenders continue to navigate one of the trickiest economies to date, Sarah Davies of Nova Credit discusses the significant progress in pulling back the layers and reexamining its risk management practices.
Read More »This Year, Expect and Prepare for a Digital Mortgage Revolution
Kosta Ligris of Stavvy explains how the emergence of eSign, RON, and eNote technologies will lead the way in expediting the mortgage process in 2023.
Read More »Stability: An Essential Commodity for Non-QM Loans
Greg Austin of Carrington Mortgage Services explains that, amid recent market changes, and as lenders re-enter the non-QM space, borrowers are calling on brokers to establish smart partnerships.
Read More »Fannie Mae Op-Ed: Making Rent Count
Cyndi Danko, SVP, Chief Credit Officer Single-Family at Fannie Mae, discusses how rent payment history is helping more people get a mortgage, including people of color.
Read More »Craig Cotton Joins Spruce as VP of Product
Bringing nearly 25 years of product experience to Spruce, the new VP of Product will work to identify, build, and deliver offerings to the company’s customer base.
Read More »Plaza Home Mortgage Revamps Its Wholesale Team
Full-service national correspondent and wholesale lender names Jeff Leinan EVP of National Wholesale Production, and adds Allyson Foley as EVP of Wholesale Ops.
Read More »Why Repurchase Risk is Growing—And How to Manage It
Rick Hall of LoanLogics explains why quality control should be viewed not as a cost center, but as an investment that ensures future success.
Read More »Getting Ahead of the Cycle
Christopher Hussain of RealKey explains how an investment in automation now will prepare you for the next real estate bust.
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