Tag Archives: Urban Institute

For some first-time buyers and low- to moderate-income buyers, these programs may be beneficial while for others it may not be a viable substitute for FHA lending, according to the Urban Institute.

One week after the controversial Brexit vote, some in the industry can already see how the vote affected rates, which may in turn affect housing demand.

Housing construction is still considerably below demand across swaths of the United States, and it’s causing costs and rents to balloon, according to a recent analysis.

Although interest rates have been at historical lows, they have been highly responsive to the general level of interest rates, causing originators' profits to suffer.

Credit availability in the mortgage industry increased slightly in the fourth quarter, reversing a long-time downward trend over the last four quarters. However, credit access is not the same across the board.

What can be done to close the economic gaps between races and reform the housing finance system in America? Marc Morial, President and CEO of the National Urban League and former the Mayor of New Orleans may have an answer.

Andrew Davidson, President of Andrew Davidson & Co., Inc., says that the GSEs should be striped down to the functions that promote standardization, liquidity, and access to credit, and adopt the best governance structures for those functions using these four methods.

One task that has never been easy in the housing market is getting a mortgage loan for under $50,000, but small loans are quickly nearing the point of nonexistence which will create barriers of entry for homeownership.

America's housing finance system is in what some call a "dysfunctional limbo." Not only is it underperforming, but it is also outdated and in desperate need of a complete revamping among its mission, activities, products, and services.

Credit availability in the mortgage industry increased slightly in the fourth quarter, reversing a long-time downward trend over the last four quarters.