The Federal Reserve voted on the federal funds rate once again this week. But did the Board of Governors vote as expected?
Read More »Do Americans Really Support the CFPB?
Though a recent poll shows overwhelming support for both the Dodd-Frank Act and the CFPB, one expert thinks the results may be skewed. How accurate is the poll really?
Read More »Are Large Investors Dominating the SFR Market?
Big-size investors have gone all-in on the single-family rental market in recent months. But what does it mean for buyers and renters? And how will impact the market of the future?
Read More »Reexamining Flaws
A House committee has passed legislation that could impact HUD—and rural communities—in a big way. Read on to learn more.
Read More »Are the Good Times Coming to an End?
This market indicator has experienced improvement for the last 20-quarters, but according to Zillow data that may all be coming to an end . . .
Read More »Predicting the Future of Homeownership
A new study reveals the biggest influencers of tomorrow’s housing market. Can they improve homeownership rates?
Read More »Diversity: The Thing Homeowners All Have in Common
The Federal Housing Finance Agency has finalized four amendments to its Minority and Women Inclusion regulations. What do the amendments mean for GSEs and federal banks?
Read More »Do We Finally Have Clarity on TRID?
The industry has long called for clarification of the Consumer Financial Protection Bureau’s TILA-RESPA Integrated Disclosure rule—or TRID. Today, with the release of its “finalized updates,” the CFPB may have finally provided it. But what do the updates mean for the industry? And is this really the end of the You Before You Owe confusion? The answer probably won’t surprise you.
Read More »Are Non-QM Loans the New Subprime?
Many have feared the recent growing popularity in nonqualified mortgage loans could indicate another crisis is on the horizon, but are these worries warranted? New research released Thursday looks at the link between non-QM and subprime loans. Are they similar enough to spell another crash? Thursday’’s report has some interesting findings.
Read More »GSE Status Quo No Longer an Option
Keeping Fannie Mae and Freddie Mac as-is? That’s no longer an option according to remarks heard by the Senate Committee on Banking, Housing, and Urban Affairs today. But what’s necessary to push through reform? And what would the agencies look like on the other side? Today’s hearing offered much-needed insight.
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