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Author Archives: Aly J. Yale

Aly J. Yale is a longtime writer and editor from Texas. Her resume boasts positions with The Dallas Morning News, NBC, PBS, and various other regional and national publications. She has also worked with both the Five Star Institute and REO Red Book, as well as various other mortgage industry clients on content strategy, blogging, marketing, and more.

CFPB Corrects, Clarifies Final Rule Amendments

The Consumer Financial Protection Bureau has taken two big steps in clarifying its amendments to the 2013 mortgage servicing rules, which were issued in August 2016. The Bureau issued a correction on its amendments, as well as guidance regarding the three-day early compliance period. Born out of industry concern over the rule’s midweek effective dates, today’s announcement could be a game-changer for many in the industry.

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Prices are Up, But So is Affordability

Home prices may be up across the nation—and setting record highs, at that—but affordability is actually up at the moment. What’s causing this increase in homebuying power? An Index released today may have the answers we’re looking for.

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Is the Bubble About to Burst?

For the fifth month in a row, home prices have set a national record—and with high demand and strapped inventory, that trend’s likely here to stay. But does it mean another crash is on the horizon? Analysis released today may have the answer.

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What Can Lenders Do to Stand Out?

As refinance activity declines and housing prices keep rising, lenders are clamoring to attract what few purchase buyers are still out there. But they’ll need to up their game in order to stand out from the pack. What’s the best way to do that? A new report released on Monday has the answer.

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Lenders are Loosening Up … But Why?

Lenders are continuing to loosen up their credit standards—and they have been for some time, according to a new survey from Fannie Mae. But what’s causing this easing and how long will it go on? The GSE may have the answer.

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The Price of Living in America’s Top Neighborhoods

According to new analysis, it costs significantly more to live in the country’s most popular neighborhoods—which are scattered across the West Coast and Southern U.S. But exactly how much more do homes run in these areas? The numbers might surprise you.

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Freddie Mac Getting Fat

Freddie Mac’s getting fat, again. Just how much, however, pales in comparison to a few months prior. So just how well is the GSE doing? The answer’s in the numbers.

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Could the Market Be Cooling Off?

It seems the nation’s white-hot seller’s market may be starting to cool off—at least if a recent analysis is accurate. San Francisco, New York City, Miami, and other major cities are all showing subtle signs of slowing down, but does it spell the end of the seller’s market? And more importantly, will it become a nationwide trend? Only time will tell.

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Where are Home Prices Rising Most?

U.S. home prices made quite a jump over the last year, according to recent data. However, the price increases are highly dependent on geography, with some regions experiencing minimal upticks—or even declines—and others seeing more significant jumps in recent years. So where are prices rising most? And which regions offer the more stable housing costs?

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