From working in the private sector to serving in top government positions, FHFA’s Sandra Thompson offers her take on the progress of women and minorities in the industry. This select print feature originally appeared in the December 2016 issue of MReport magazine.

Earlier this month, the Federal Reserve raised the federal funds target rate by 25 basis points—just like last December. Unlike last December, when mortgage interest rates subsequently plummeted down to near record lows seen in 2012, this time rates have gone the other direction.

A recent survey reported that the number of lenders who are dissatisfied with their current LOS increased from last year. Why are they not happy with their systems?

What factors pushed housing affordability in Q4 down to its lowest level in eight years, according to one analysis?

Richard K. Green, Director of the USC Lusk Center for Real Estate and a former Senior Advisor for Housing Finance at HUD, discusses some changes he believes the new administration should make to HUD.

If those in the industry were hoping that the latest existing-home sales report from the National Association of Realtors would bring good news as far as housing inventory, it did not happen.

The year 2016 was the best for housing since before the crash by nearly any measure. Unfortunately, according to Freddie Mac's latest outlook, housing is not likely to repeat its stellar year in 2017.

With the tax deduction for mortgage insurance premiums paid on qualified residential interest about to expire on December 31, 2016, U.S. Mortgage Insurance President Lindsey Johnson asked lawmakers to consider an extension.

The consensus within the industry is that existing-home sales are having their best year in a decade. But there is still room for improvement, according to one analysis.

Why have banks and federal savings associations began relaxing their underwriting standards, according to a survey from the Office of the Comptroller of the Currency?