For mortgage originations, things are beginning to look a lot like they did before the bubble—at least when it comes to credit quality and risk level.
Read More »FHFA Narrows Definition of New Business Activities
The Federal Housing Finance Agency has published a final rule amending the regulations that address requirements for submission of new business activities by the Federal Home Loan Banks.
Read More »Third-Party RMBS Reviewers Pass the Test
In the last two years, originators have been taking the precautions that many of them did not take prior to the crisis with residential mortgage-backed securities.
Read More »What’s Behind the Surge in Home Sales?
The frigid weather may have arrived just as winter is set to begin, but home sales were anything but cold in November.
Read More »How to Solve the Housing Inventory Problem
While some recent analysis shows the shortage of available homes for sale may continue for a while, some reports indicate that the problem may begin to subside in 2017.
Read More »The Week Ahead: Best in Decade for Existing Sales?
The big storylines of the housing market this year have been short supply and declining affordability, particularly toward the end of the year as mortgage interest rates have risen. Even so, existing-home sales are expected to finish 2016 with their best annual rate since 2006.
Read More »Fed Rule Aims to Protect Taxpayers from Bank Losses
The new rule is designed to strengthen the resiliency of the largest bank holding companies and improve the prospects of an orderly resolution for a failed bank, according to the Fed.
Read More »Housing Starts Fall Back to Earth
Analysts said that housing starts still had room to grow even after a large October spike. But things did not exactly go that way for starts in November.
Read More »To Lenders, the Future Doesn’t Look So Hot
With the first Fed rate hike in a year occurring on Wednesday and the average 30-year FRM nearly 20 basis points higher than it was at this time a year ago, lender optimism toward the market has plunged as this year ends and a new one begins.
Read More »HARP Draws Fewer Borrowers as Time Goes On
The Home Affordable Refinance Program is heading into its final year, but borrowers don't appear to be rushing to take advantage of it.
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