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James Ames is a third-year Law Student at SMU Dedman Law. He has a Bachelor of Arts degree with a major in political science and minor in psychology from Southern Methodist University and has previously worked in the banking industry focusing on various areas, including loan origination, home equity, investment banking, and business banking. His focus in law school is on civil litigation, especially business litigation, as well as law as it relates to business and real estate transactions.

Bay State Home Sales Down in April

April sales of Massachusetts single-family homes dropped 2.3 percent compared with the same month last year, according to the latest from the Warren Group. Timothy M. Warren Jr., CEO of the Warren Group, said, "[I]t is a bit of a surprise that we are not seeing more forward momentum," but also noted while these sales might have "closed in April ... the buyers were shopping and negotiating back in February, the middle of a brutal winter."

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‘Financial Instability’ Biggest Factor Stopping Potential Homebuyers

Many potential homebuyers are not in the market to buy because of feelings financial instability, according to a survey released by banking data firm RateWatch Thursday. The survey, Home Lending: Today's Customer, shows that 38 percent of non-homeowners making between $100,000 and $149,000 surveyed listed financial instability as a contributing factor for not buying a home. This was consistent across all income brackets studied.

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