Author Archives: Joe Lam

JOE LAM is the sales manager for Planet Home Lending, LLC. A 27-year industry veteran, Lam has managed over $12 billion in mortgage originations over the course of his career. He started his own non-QM journey in 2012 and has designed and implemented many of the current non-QM products that exist today. He can be reached at [email protected].

The Mortgage Makeover

April 5, 2018

With non-qualified mortgage products busting open the doors to homeownership, it's time to dispel the myth that non-QM is the new subprime. Editor’s Note: This story was originally featured in the April issue of MReport, out now.