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JOE LAM is the sales manager for Planet Home Lending, LLC. A 27-year industry veteran, Lam has managed over $12 billion in mortgage originations over the course of his career. He started his own non-QM journey in 2012 and has designed and implemented many of the current non-QM products that exist today. He can be reached at jlam@planethomelending.com.

The Mortgage Makeover

With non-qualified mortgage products busting open the doors to homeownership, it's time to dispel the myth that non-QM is the new subprime. Editor’s Note: This story was originally featured in the April issue of MReport, out now. 

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