Author Archives: Patrick Reemts

Patrick Reemts is the VP of credit risk solutions for ID Analytics. He has more than 15 years’ experience in the consumer lending space. Previously, at Discover Financial Services, he launched the first-ever credit bureau trigger prescreen program with Experian. Reemts also pioneered the use of FICO’s Strategy-Ware for making large decision-tree and score-based credit decisions for HSBC’s card division.

The Invisibility Cloak of Traditional Credit Scores

December 21, 2015

Millennials face a variety of challenges, which may impact the future of the housing market. Editor's note: This select print feature appears in the December 2015 edition of MReport magazine, available now.