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Author Archives: Radhika Ojha

Radhika Ojha, Online Editor at the Five Star Institute, is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her master’s degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Dallas, Texas. You can contact her at Radhika.Ojha@theMReport.com.

Mortgage Rates Approach 5 Percent

home prices

Rates rose to their highest since April 2011 this week, according to a Freddie Mac survey. What were the factors behind this rise and how are they likely to impact homebuying decisions?

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Mortgage Apps and DTI Ratios

loan applications

A new analysis reveals that since 2015 debt-to-income ratio has become the number one reason that lenders have turned down purchase-mortgage applications. What are the factors that are impacting the DTI ratios of homebuyers?

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MSR and the Rising Rate Environment

Underwriting

The impact of the rising rate environment has been felt on mortgage servicing rights too. A recent webinar explained the effect of rising rates on MSR product and what to expect moving forward.

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The Emerging Trends in Mortgage Servicing

Steven Frie, Director, Structured Finance at S&P Global Ratings gives insights into what’s driving the servicing business and the lessons he’s learned in his various roles in financing for the housing and mortgage industry.

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Is the Homebuying Market Softening?

Lending

A new report suggests that even as consumers remain confident about the overall economy, their confidence doesn’t extend to the housing market. Here are the factors that are challenging the growth of home sales.

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