Rates rose to their highest since April 2011 this week, according to a Freddie Mac survey. What were the factors behind this rise and how are they likely to impact homebuying decisions?
Read More »Mortgage Apps and DTI Ratios
A new analysis reveals that since 2015 debt-to-income ratio has become the number one reason that lenders have turned down purchase-mortgage applications. What are the factors that are impacting the DTI ratios of homebuyers?
Read More »Moody’s Rates Wells Fargo RMBS
The ratings agency has the first reverse mortgage-backed securities issued by Wells Fargo with provisional ratings. Here are the details.
Read More »How CFPB Impacts Mortgage Lending
How has the oversight of the BCFP affected banks in general and mortgage lending in particular? Here’s what a research by the New York Fed revealed.
Read More »MSR and the Rising Rate Environment
The impact of the rising rate environment has been felt on mortgage servicing rights too. A recent webinar explained the effect of rising rates on MSR product and what to expect moving forward.
Read More »The Emerging Trends in Mortgage Servicing
Steven Frie, Director, Structured Finance at S&P Global Ratings gives insights into what’s driving the servicing business and the lessons he’s learned in his various roles in financing for the housing and mortgage industry.
Read More »The Factors Impacting Jumbo and Conforming Mortgage Loans
A new analysis studied how risk, location, and scale economies affected mortgage rates for jumbo and conforming loans. Here’s what it found.
Read More »Mayopoulos: “Hugh Will Serve as a Terrific Leader”
The GSE has chosen the former Berkadia CEO and current Fannie Mae board member as Interim CEO following Tim Mayopolous' announcement earlier this year that he would step down. Here are the details.
Read More »Is the Homebuying Market Softening?
A new report suggests that even as consumers remain confident about the overall economy, their confidence doesn’t extend to the housing market. Here are the factors that are challenging the growth of home sales.
Read More »The Carolinas’ Mortgage Markets Post Florence
A new report on the mortgage market took a closer look at the state of housing and mortgage in the Hurricane Florence-hit regions of North and South Carolina and here’s what it found.
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