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Terry Schmidt started at Guild Mortgage in 1985 and has been a member of the company’s board of directors since 2006. As COO, Schmidt is responsible for financial and investor reporting, budgeting, cash management, warehouse lending, and human resources management. She has helped the company grow to become one of the nation’s largest independent mortgage lenders, increasing access to financing during a record-breaking period of expansion in Guild’s history. Schmidt also led efforts to establish Guild’s first nonprofit organization, the Guild Giving Foundation, designed to encourage volunteerism among the company’s nearly 4,000 employees.