Republicans have been trying to chip away at Dodd-Frank almost since the law was enacted nearly six years ago. But lately they have made a more intense push, and they won a victory in the House of Representatives recently.
Read More »Is TRID to Blame for Jumbo MBS Disappearance?
For the last 10 years, jumbo mortgage-backed securities have been climbing their way back into the market, but did the implementation of TRID and other factors put a stop to growth in this sector?
Read More »Back to Basics: 4 Ways to Transform the GSEs
Andrew Davidson, President of Andrew Davidson & Co., Inc., says that the GSEs should be striped down to the functions that promote standardization, liquidity, and access to credit, and adopt the best governance structures for those functions using these four methods.
Read More »The Unexpected Pitfalls in Home Building
Home building in the U.S. slowed to the slowest pace in seven months after reaching a nine-year high, reflecting growing concerns in the construction sector and adding to inventory worries.
Read More »No Need to Break the Bank for Tech Costs
Shattering the myth that strong internal control structures are wildly costly, mortgage firms are beginning to find many of the solutions are right in front of them. Editor's note: This select print feature appears in the April 2016 edition of MReport magazine, available now.
Read More »Goldman Sachs’ Profits Suffer a Huge Blow
Investment banking firm, Goldman Sachs, is the latest financial firm to have its profits take a turn for the worse, following plummeting incomes reported from JPMorgan Chase, Citigroup, Bank of America, Wells Fargo, and PNC.
Read More »The Pros and Cons of Proposals to End Too Big to Fail
Minneapolis Fed President and CEO Neel Kashkari believes that the largest banks are still Too Big to Fail, and he and his colleagues are exploring possible solutions.
Read More »Sen. Shelby Requests Probe of FHFA
Why is Sen. Richard Shelby (R-Alabama), Chairman of the Senate Banking Committee, asking the Government Accountability Office to conduct further study on the activities of the Federal Housing Finance Agency?
Read More »Are Small Loans a Thing of the Past?
One task that has never been easy in the housing market is getting a mortgage loan for under $50,000, but small loans are quickly nearing the point of nonexistence which will create barriers of entry for homeownership.
Read More »Bernie Sanders Fianlly Breaks Housing Policy Silence
Sen. Bernie Sanders will be the second presidential candidate to address housing policy next to Hillary Clinton, who laid out her homeownership goals in February.
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