It has been two years since the FHA lowered its mortgage insurance premiums down to 0.85 percent. Is another reduction in the cards as the Obama Administration nears its conclusion?
Read More »Poll: Homeownership is Low on the Priority List
The vast majority of consumers in debt have made getting out of the red as a top financial goal for 2017, with purchasing a home trailing by a long shot, according to a recent survey.
Read More »OCC: Bank Trading is Up, Credit Risk is Down
Net current credit exposure, the metric the OCC uses to evaluate credit risk in bank derivative activities, is currently only a fraction of what it was at the start of the crisis.
Read More »Predicting the Path of Mortgage Rates in 2017
Interest rates on fixed-rate mortgages have risen by approximately 75 basis points over the last eight weeks and are at a two-year high. But how much higher are they going to get over the next 12 months?
Read More »Uncertainty Clouds Fed’s Economic Outlook
According to the Federal Open Market Committee, participants expect the economy to continue to expand at a moderate pace and for the labor market to strengthen further, but uncertainty lingers among FOMC members as to the new administration's fiscal policy.
Read More »Fannie Mae’s Mortgage Portfolio Shrinks Further
Despite two rare monthly expansions this year, Fannie Mae's gross mortgage portfolio is on a swift downward trajectory.
Read More »Home Prices: 54 Months of Gains and Counting
Though home prices have risen every month for more than four years and have passed their pre-crash highs in many areas, the rate of appreciation is expected to slow next year.
Read More »New Home Sales Near Post-Recession Peak
What drove new home sales to their second-highest annual pace in the last eight years, according to one analysis?
Read More »Avoiding Communication Breakdowns Between Servicer and Borrower
Mortgage servicers are under intense pressure from investors and regulators to ensure a positive consumer experience, and ATPR gives a suggestion on how to provide that experience in a recent white paper.
Read More »Weather is Cooling, But Demand is Not
The fall months are typically the off-season for housing, but that was not the case this time around.
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