While each homeowner’s total cost is different, of course, examining broad categories of homeowners and analyzing their costs, can provide insights into the drivers of housing affordability. Here’s what a new study by Fannie Mae reveals.
Read More »A New Era for Desktop Appraisals
The GSEs’ recent switch to allow for desktop appraisals could usher in “a new area for collateral valuation.”
Read More »Expert Insights: Inventory Levels, Fed Rates, & More
Douglas G. Duncan, SVP and Chief Economist for Fannie Mae, discusses what we should expect out of the housing market in 2022.
Read More »When Will the GSEs Exit Conservatorship?
Not much has happened as of late in the discussion of bringing Fannie Mae and Freddie Mac out of conservatorship as current talks are in a “suspended animation” for the time being. Don Layton, former CEO of Freddie Mac, explores where conservatorship stands and what needs to happen in order for it to end.
Read More »FHFA Requests Input on its Strategic Plan
The Plan, covering 2022-2026, will serve as a roadmap for the agency overseeing the Federal Home Loan Bank System, and GSEs.
Read More »First-Time Buyers Utilizing Stimulus for Down Payments
Nearly one in four survey respondents said stimulus payments during the pandemic has helped fund their down payment.
Read More »Is It Time to Cap the Conforming Loan Limit?
Last November, the Federal Housing Finance Agency (FHFA) announced the annual change of the conforming limit, which limits the price at which Fannie Mae and Freddie Mac are allowed ...
Read More »Fed Holds Rates Steady
A strong economy and positive employment numbers factor into the Federal Reserve’s decision not to raise rates.
Read More »Fannie Mae Examines Appraisal Inequality
In breaking down 1.8 million appraisals over 2019-2020, the GSE investigates divergent appraisal values among Black and white borrowers.
Read More »Exclusive Bidding Rights on HUD Homes Extended
As part of the Department of Housing and Urban Development’s mission to increase homeownership among credit-worthy low- to moderate-income people, the agency has announced that it is extending the Exclusive Listing Period for HUD ...
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