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Government

Duty Calls

Freddie Mac has a duty to serve the American homebuyer, and with a series of action plans that’s just what the GSE plans to do. Editor's Note: This print feature first appeared in the August issue of MReport, available now.

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The Final Rule

The Consumer Financial Protection Bureau released the final ruling for TILA annual threshold adjustments Wednesday revising the dollar amounts for regulations that fall under Regulation Z. Take a look at what’s changed.

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AMDC Announces New Leadership

The American Mortgage Diversity Council recently announced co-chair Kathy Cummings to their leadership to continue AMDC’s mission of creating a diverse and inclusive mortgage industry.

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Update: Hurricane Harvey and Flood Insurance

Hurricane Harvey has been hovering over southeast Texas, dropping record amounts of rain on Houston and the surrounding area. A new report shows that there are a number of properties in risk of flooding that are outside the Special Flood Hazard Areas, meaning flood insurance isn’t a requirement for those with federally insured mortgages.

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Attention All HELOC Issuers: Please Report to CFPB

The CFPB announced Thursday that the Home Mortgage Disclosure Act (HMDA), enacted in 1975, has been temporarily changed for banks and credit unions that offer Home Equity Lines of Credit. Take a look at some of the changes that were made in the final ruling.

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Then, Now, and Later

According to Fed Chair Janet Yellen, today's financial system is a safer one thanks, in large part, to the Great Recession—as well as the reforms that followed it. Read on to see Yellen's full remarks.

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Seniors Overreaching

Mortgage Risk

In a recent brief the Consumer Financial Protection Bureau (CFPB) examined the financial tradeoffs of entering into a reverse mortgage at the age of 62.

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