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Print Features

Opportunity Knocks

The housing downturn tested the mortgage industry. Pacific Union Financial, LLC, rose to the challenge and found its own niche in the marketplace. Editor's note: This select print feature appears in the November 2015 edition of MReport magazine, available now.

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Charting the Course

The stormy days of the housing meltdown may have passed, but is it all calm waters ahead? The industry’s top economists foresee some unpredictable tides as 2016 approaches. Editor's note: This select print feature appears in the November 2015 edition of MReport magazine, available now.

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The Two Faces of the American Dream

Segregation is virtually abolished with respect to almost every facet of the American dream, except for one. Whether unintentionally or intentional in nature, there is a great divide and disparity in the statistics between minority and white borrowers in the mortgage market. This select print feature appears in the October 2015 edition of MReport magazine, available now.

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Diversified We Stand Divided We Fall

There is a demographic shift happening within the mortgage profession. In an industry that is so male and white-focused, women and minorities are often passed over for well-deserved positions and promotions, but this idea is being reshaped and redefined right before our eyes. This select print feature appears in the October 2015 edition of MReport magazine, available now.

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On the Path to Extinction? …Not So Fast

With fewer young careerists joining the residential valuations industry, real estate appraisers foresee a future where lenders and consumers alike face added costs and lengthened real estate delivery timelines due to a shortage of trained appraisers in the residential valuations space. This article examines how residential appraisers are defying the naysayers and fighting for their profession. Editor's note: This select print feature appears in the September 2015 edition of MReport magazine, available now.

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Rising from the Ranks

A growing number of women are making successful careers in the traditionally male-dominated mortgage industry, but the boardroom remains populated primarily by men. This article examines the strides that women have been making in traditionally male-dominated mortgage and financial sectors. Editor's note: This select print feature appears in the August 2015 edition of MReport magazine, available now.

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The Lending Gap

When it comes to applying for a mortgage, gender matters. Lenders are working to close the divide. This article takes a look at how big a factor the disparity in income levels is in mortgage lending decisions, and considers what other factors may be at play. Editor's note: This select print feature appears in the August 2015 edition of MReport magazine, available now.

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Keeping Up with the Customer: Evolving the Retail Business Model to Stay Ahead of the Curve

In today’s environment, all retail lenders should be asking themselves, “What value am I truly offering a borrower?” We know that more and more consumers use an online, self-service option when making any retail purchase —mortgages included. When such convenience is available, why would a customer pay more to get a home loan from a retail lender instead? When faced with these questions, it is important to evolve your retail business model to stay ahead of the curve. Editor's note: This select print feature appeared in the June 2015 edition of MReport magazine, available now.

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Title Professionals, Lenders Must Prepare for Industry Changes

Following the Consumer Financial Protection Bureau’s (CFPB) announcement that its August 1 deadline will stand, lenders and mortgage industry service providers are now scrambling to prepare for the day the TILA-RESPA Integrated Disclosure rule (TRID) goes into effect. But it’s not all headache and hassle with TRID.

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