Weak economic news out of Europe and comments from the ""Federal Reserve"":http://www.federalreserve.gov/ chairman last week conspired to keep interest rates for mortgage loans near all-time lows ├â┬ó├óÔÇÜ┬¼├óÔé¼┼ô and flat ├â┬ó├óÔÇÜ┬¼├óÔé¼┼ô for another week.
[IMAGE] [COLUMN_BREAK]Real estate Web site ""Zillow"":http://www.zillow.com/ found the 30-year fixed-rate mortgage hovering at 3.81 percent, down from 3.88 percent last week.
The 15-year loan averaged 3.04 percent, even while the 5-year and 1-year adjustable-rate mortgages hit 2.57 percent.
""Erin Lantz"":http://www.zillow.com/profile/Erin-Lantz/, director of the Zillow Mortgage Marketplace, chalked up the flat rates to remarks by Fed chief Ben Bernanke about persistent unemployment and a dearth of demand for 5-year Treasury notes at auction.
""Looking ahead, unless the Bureau of Labor Statistics' jobs report significantly exceeds expectations, we expect rates to remain relatively unchanged this coming week as weak economic news out of Europe continues to overshadow moderate improvements in the U.S. economy,"" she said.
The Web site found mortgage rates zigzagging in states across with the union, with those in California and New York each falling furthest at a clip of 11 basis points.