Americas Insurance Achieves ‘A’ Rating from Demotech

""Americas Insurance Company"":www.americas-insurance.com/ is making the grade, earning an ""A"" from ""Demotech, Inc."":www.demotech.com/

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The company recently announced its decision to award Americas Insurance with the prime financial stability rating (FSR). The insurer's ""A"" status indicates ""exceptional"" financial

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stability based on the company's positive surplus in regards to policyholders and liquidity of invested assets.

Americas Insurance's ""acceptable"" degree of leverage, realistic pricing, and reasonable loss and loss adjustment expense reserves also contributed to the company's strong review from Demotech.

Explaining its methodology, Demotech stated that its FSRs summarize the company's ""opinion on the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle."" Demotech also noted that organizations achieving an ""A"" rating or better are among those ""accepted by the major participants in the secondary mortgage marketplace.""

Louisiana-based Americas Insurance is currently licensed to write property and casualty insurance in 26 states, as well as the District of Columbia. Americas Insurance, which was acquired by Assure Holding Corporation in 2011, plans to expand its coverage into additional states as a ""fronting carrier,"" providing management for general agents and insurance programs.