The American Enterprise Institute and Center for Responsible Lending are jointly warning borrowers that cash-out refinances may worsen their financial stability for years to come by shouldering monthly payments that are significantly higher.
Read More »Nation’s Longest Home Price Boom Ends After a Decade
According to a new study by the American Enterprise Institute's Housing Center, all of the 60 largest metros analyzed experienced significant declines in home prices in November, marking the end of the longest home price boom on record.
Read More »Nation’s Longest Home Price Boom Ends with Price Decline
Lasting more than a decade, the longest-running home price boom has come to an end, as new Research from American Enterprise Institute showed significant price declines from record peaks in almost all of the nation's 60 largest metros.
Read More »The Cost of Quality
Sara Knochel of Candor Technology explains how a strong technology partner can help make or break a lender’s future in the mortgage industry.
Read More »The Week Ahead: Closing Housing’s Racial Divide
The Senate Committee on Banking, Housing, and Urban Affairs will host a Webcast hearing titled, "Separate and Unequal: The Legacy of Racial Discrimination in Housing," set for Tuesday, ...
Read More »Another Look at Home Price Growth
February showed some strong yet level home price appreciation, and according to a recent report, lower priced homes have seen some of the strongest growth.
Read More »The Impact of the Qualified Mortgage “Patch” Expiration
The Ability to Repay and Qualified Mortgage Rule "Patch" is set to expire in 2021, and according to experts, this expiration should help buyers. Find out why here.
Read More »Why Mortgage Risk Is Rising
A report giving insights on indicators that are impacting the housing market revealed that these factors were impacting mortgage risk across all loan types.
Read More »Mortgage Risks Rise
According to American Enterprise Institute, mortgage risk jumped in the past year with all indices setting new series’ highs. Here are other important takeaways.
Read More »Tracking Housing Trends
Here’s what an analysis revealed about the current market conditions based on geography, home price tiers, inventory, and access to leverage.
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