As housing is inches closer to fair value due to rising home prices and distressed properties for sale continue to decline, private investors are finding it harder to find ...Read More »
Housing Demand Heats Up Amid Stifled Inventory
Mortgage affordability has remained mostly favorable, causing demand for homes in the market to rise at a rapid pace but supply remains at a disadvantage.Read More »
How Long Will Home Prices Stay on Their Upward Path?
As housing demand continues to rise, interest rates remain at historical lows, credit conditions ease, and the labor market improves, home price growth continues to climbs but for how much longer?Read More »
Will the Fed Keep Interest Rates Lower for Longer?
Many in the mortgage industry are beginning to question how much longer will rates remain low. See what economists are predicting the Fed do this month at their monetary policy meeting.Read More »
5 Implications of Low Oil Prices on the Housing Market
The mortgage industry has been monitoring the huge decline in oil prices closely to see if it will have a negative effect on housing, but the truth is, there are both good and bad outcomes to this new crisis.Read More »
Will the Fed Adopt Negative Rates?
While a few foreign central banks have already implemented negative policy rates due to economic turmoil, many in the housing industry are wondering if the U.S. is next.Read More »
Are Mortgage Lenders Easing Credit Standards too Much?
Although lenders are being selective in who they lend to in terms of credit score, overall, mortgage lending standards have eased every quarter over the last two years. Could this be the beginning of yet another financial crisis?Read More »
Did TRID Really Hinder Home Sales?
Many in the industry believed that the The TILA-RESPA Integrated Disclosure (TRID) rule was the culprit behind the huge decline in existing-home sales in November 2015.Read More »
What’s Causing the Slowdown in Household Formation?
The formation of new households in the U.S. were disappointing to say the least for the final quarter of 2015, but Capital Economics says that this news is no reason to panic.Read More »
TRID is Chaos, Right? Not So Fast
The introduction of the TILA-RESPA Integrated Disclosure rule, or TRID, in October has led to utter chaos in the mortgage industry—or so some would have you believe.Read More »