Tag Archives: Conforming Loans

“Mortgage credit availability was essentially unchanged in June, remaining close to the lowest level since early 2013, as the industry continues to operate at reduced capacity,” said Joel Kan, Mortgage Bankers Association VP and Deputy Chief Economist.

According to a new report from the Mortgage Bankers Association, a decline in the MCAI indicates that lending standards are tightening, while increases in the index are indicative of loosening credit.

An analysis revealed the factors behind the reduction in jumbo loan spreads over the past six years. Here’s what impacted them during this time.

A new analysis studied how risk, location, and scale economies affected mortgage rates for jumbo and conforming loans. Here’s what it found.

Before 2013, jumbo loans tended to have higher interest rates than conforming loans, but that has since changed, according to a report. What's different about the market today that's making jumbo loans the more popular choice?

Mortgage lending rates for borrowers with great credit got a shade more favorable, according to a report. Here’s how moderate scores impacted mortgage loan borrowers.

Jumbo and Government loans jumped in March, boosting overall credit availability. However, Conforming loans saw a drop of 2.6 percent in that time, driven by increased home prices and rising interest rates.