Tag Archives: Credit

A new paper from Don Layton examines how mortgages get made in 21st-century America, who sets the credit standards, why those standards are not fully immune to economic conditions.

According to a new report, Gen Z's mortgage and credit activity is heating up as this young generation enters adulthood.

The decline in lines of credit for housing suggests that “consumers are remembering the lessons” from the Great Recession.

Hispanic homeownership is lagging behind non-Hispanic white homeownership, and a new study takes a look at where Hispanic homeownership has fallen behind the most.

Here's how many Americans felt pressured to spend more than necessary on their home.

According to the Federal Reserve, Americans saw a $17 billion increase in nonrevolving debt. Here's why the National Association of Homebuilders called this increase good news for potential homebuyers.

With so many homebuying misconceptions out there, how can lenders and other mortgage professionals better educate their consumers?

Many Gen Xers are still facing barriers to homeownership. Here's why many are sticking with renting rather than buying.

HUD's quarterly report to Congress on FHA’s single-family mutual mortgage insurance fund programs covers everything from credit and DTI to refinances.

Many consumers are seeking alternatives to the traditional HELOC. What is pushing them away?