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Tag Archives: Credit Standards

Lenders are Loosening Up … But Why?

Lenders are continuing to loosen up their credit standards—and they have been for some time, according to a new survey from Fannie Mae. But what’s causing this easing and how long will it go on? The GSE may have the answer.

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A Credit Shuffle Among Mortgage Lenders

Fewer mortgage lenders are reporting that they are loosening credit standards, and many do not expect credit to become more accessible over the next few months, according to data from Fannie Mae.

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Is Getting a Mortgage Loan Becoming Easier?


Credit standards among mortgage lenders tend to change with overall economic conditions. A survey from the Federal Reserve shows that credit standards may be easing among lenders, but will this change be in the best interest of the housing market?

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Survey Says Mortgage Lenders Are Showing Increased Optimism for Q2

Mortgage lenders are feeling more positive on purchase mortgage demand, profit margin, and credit standards over the next three months, according to a recent Fannie Mae’s second quarter 2015 Mortgage Lender Sentiment Survey. The survey shows that lenders’ near-term outlook for purchase demand and profit margin are reaching higher levels than 2014’s survey results.

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