The agencies recently met for a roundtable discussion, with NAR pointing to several regulatory changes that could make access to housing easier for potential buyers.
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Credit Unions’ Statutory Lending Cap Blocks Underserved Consumers
Credit unions are in a better position to assist underserved consumers, but a lending cap imposed on credit unions by the U.S. Treasury is keeping these institutions from better serving consumers.
Read More »CUNA Asks CFPB to Further Delay TRID Effective Date Until January 1, 2016
The Credit Union National Association (CUNA) has asked the Consumer Financial Protection Bureau (CFPB) to delay implementation of the TILA-RESPA Integrated Disclosure (TRID) Rule, also called the Know Before You Owe Mortgage Rule, until January 1, 2016. CUNA, which represents America's credit unions and their more than 100 million members, issued their request in the form of a comment submitted via email on CFPB's proposal that would delay the effective date of TRID until October 3, 2015.
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