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Tag Archives: Defect

Risks of Mortgage Loan Defects Dropping

First American Financial Corporation reported that the frequency of defects, fraud, and misrepresentation in mortgage loan applications fell 7% month-over-month in June.  June’s report represents a 3.9% year-over-year ...

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Risk of Loan App Defects Decline

The frequency of defects, fraudulence and misrepresentation in loan applications fell again this month, due in part to advancements in fintech. See how much of an impact financial technology has made to defect risk.

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A Return to ARMs

Since the mortgage domain—and the nation—went into a tailspin a decade ago and tons of borrowers lost their homes, adjustable-rate mortgages (ARMs) have got a bad rap. Sordid ...

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