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Tag Archives: denial

Mortgage Apps and DTI Ratios

loan applications

A new analysis reveals that since 2015 debt-to-income ratio has become the number one reason that lenders have turned down purchase-mortgage applications. What are the factors that are impacting the DTI ratios of homebuyers?

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Examining the Gaps in Loan Application Denials

While it may be harder for some people to get a loan approved than others, a research looked at the correlation between loan denials and diverse groups of people. Turns out, the gap isn't as much when looked at from the point of view of creditworthiness.

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