“It turns out that the core of the GSE business model—which protects the availability of the 30-year fixed-rate mortgage for the typical American homeowner—was really quite effective within the complex system of U.S. housing finance and unexpectedly hard to replace,” said Don Layton, former CEO of Freddie Mac, in a new op-ed.
Read More »Equitable Opportunities, the GSEs, and Gauging Success
Don Layton, former CEO of Freddie Mac and current Senior Industry Pellow at the Joint Center for Housing Studies, lays out four benchmarks against which to grade the GSEs as their plans are implemented.
Read More »Analysis: Originators Posted Record Profits During the Pandemic
Don Layton, the current Senior Industry Fellow at the Joint Center for Housing Studies at Harvard University—and former CEO of Freddie Mac—released a new column on the policymaking ...
Read More »When Will the GSEs Exit Conservatorship?
Not much has happened as of late in the discussion of bringing Fannie Mae and Freddie Mac out of conservatorship as current talks are in a “suspended animation” for the time being. Don Layton, former CEO of Freddie Mac, explores where conservatorship stands and what needs to happen in order for it to end.
Read More »Raising America’s Homeownership Rate
This metric used to measure the nation's financial health has remained virtually unchanged for 130 years—can housing-finance policy make a difference?
Read More »How Much Will Home Prices Increase in 2021?
Cities in Idaho, Washington, Arizona, Utah, and Colorado comprise the entirety of the Top 10 metro areas in the Veros forecast.
Read More »An ‘Extraordinary’ Rise in House Prices: Causes and Implications
The "extraordinary" rise of house prices during a pandemic is "a major event that should not be shrugged off or ignored," a former Freddie Mac CEO explains.
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