Home >> Tag Archives: Federal Reserve Board

Tag Archives: Federal Reserve Board

NYCB and Flagstar Deal Clears Hurdle

The Office of the Comptroller of the Currency (OCC) has approved the merger deal between NYCB and Flagstar Bancorp, however NYCB's acquisition of Flagstar remains subject to the approval of the Federal Reserve Board.

Read More »

Democratizing Lending

Origination fees can present a web of inconsistencies, and Yatin Karnik of Confer Inc. asks if its time to “democratize” the lending process.

Read More »

Cautious Fed Holds Rates Steady

Federal Reserve Chair Jerome Powell has opted to keep rates locked in near 0%, as the economy continues to shake off the effects of a year-long battle with the pandemic.

Read More »

Fed Governor Brainard Urges Restraint From the Fed on Rates


Federal Reserve Board Governor Lael Brainard warned against visceral reactions, such as pushes in the marketplace for an increase in interest rates, given the economy’s fragile growth, while speaking at the 57th National Association for Business Economics Annual Meeting in Washington, D.C., on Tuesday.

Read More »

Lender Survey: Credit Scores Matter, Often More than Downpayment Amounts


In their “Eye on Housing” blog, the National Association of Builders (NAHB) broke down the findings of the April 2015 Senior Loan Officer Opinion Survey (SLOOS), conducted by the Federal Reserve Board. In the survey, banks were asked questions that attempted to judge how they were responding to GSE guidelines issued on November 20, 2014 on life-of-loan representation and warranty exclusions.

Read More »