MortgagePoint speaks with mortgage servicing execs from BOK Financial, Carrington, the NMSA, PHH Mortgage Corporation, and Servbank about the unusual times and unusual opportunities the industry faces midway through 2023.
Read More »Is a Credit Crunch Coming?
“While the NFCI Credit index indicated that credit tightened in March, which reduced housing market potential, the credit tightening was modest and far from recent pandemic lows, and certainly nothing like the Great Financial Crisis period,” said Mark Fleming, Chief Economist at First American.
Read More »The Mortgage Industry’s Future Is Being Written Today
Jane Mason of Clarifire explains how the industry is on the verge of a seismic shift in digital innovation that promises something for everybody—lenders, servicers, data providers, component services, and consumers alike.
Read More »FHA Continues to Play Pivotal Role in Homeownership
“I’m so proud of FHA’s work to make homeownership possible for our nation’s underserved households and communities,” said Federal Housing Commissioner Julia R. Gordon.
Read More »Defining the Culture
Two years into her stint with the bank, Head of Wells Fargo Home Lending Kristy Fercho speaks to MReport about challenges, victories, and the “extraordinary privilege” of helping people achieve the American Dream.
Read More »CFPB Highlights CARES Act and ECOA Violations
Bureau examiners uncover violations in areas including mortgage servicing and a variety of lending discrimination practices in new report.
Read More »Remaining Ahead of the Wave
In dealing with the current forbearance exodus, John Dunnery of Community Loan Servicing shares with The MReport that consistent dialogue with the customer is key to loan re-performance.
Read More »Housing Market to Ride Wave Into 2022?
Home sales may be at their highest levels in 15 years, but a number of factors may force the market to cool next year.
Read More »Beyond the Transaction
For many consumers, the mortgage process is boiled down to a transactional experience focused on the lowest rate offers. Taking the longer view may yield a better outcome for borrowers.
Read More »FHFA Waives Adverse Market Refi Fee
Savings will be passed on to consumers, as lenders will no longer be required to pay the GSEs a fee when they deliver refinanced mortgages.
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