As mortgage risk jumped to a series high, a new analysis revealed the factors driving this risk and how the credit easing by the GSEs can ultimately impact their affordable housing mission.
Read More »Manufactured Homes vs. Traditional Housing
Though manufactured homes are 35 to 47 percent cheaper per square foot than site-built houses a recent report found that they may still appreciate at similar levels to traditional homes. What other myths are out there about manufactured housing?
Read More »Homeowners and Authorities Brace for Hurricane Florence
North Carolina, South Carolina, and Virginia have declared a state of emergency as the Category 4 hurricane bears down on the coast. See how the federal and state authorities are helping homeowners prepare for the storm.
Read More »How Will GSE Reforms Affect Borrowers?
After the financial crisis, Fannie Mae and Freddie Mac became the biggest names in the secondary market. See what could happen if the market moved from Fannie and Freddie and into private hands.
Read More »Testing the GSEs’ Performance in Adverse Conditions
On Tuesday, the FHFA released the results of the annual stress tests for Fannie Mae and Freddie Mac, that determines how well they’re equipped to absorb losses during adverse or severely adverse economic conditions. Click through for the findings.
Read More »The Drivers of Greater Mortgage Risk
Mortgage risk rose across all loans, led by the FHA and GSE purchase indices, according to a report. Here are some of the factors that are driving greater risk in borrowing.
Read More »How Will the End of Conservatorship Impact the GSEs?
On Thursday, the Executive Office of the President announced recommendations for significant changes to Fannie Mae and Freddie Mac. Here’s how the new plan aims to end their conservatorship and reduce the role of the GSEs to “level the playing field with the private sector.”
Read More »Affordable Housing vs. GSE Reform
In light of proposed housing finance reforms, a study looked at the effectiveness of measures in place regarding the fee paid by the GSEs to HUD and The Treasury towards raising funds for affordable housing and here’s what it found.
Read More »The Changing Rules of Mortgage Underwriting
How have underwriting standards for conventional loans for homes changed from the pre-crisis housing market? Here’s what a report tracking credit risk for the first quarter of 2018 found.
Read More »Mel Watt Outlines GSE Conservatorship Challenges
Saying that the “status quo is not a viable option” on the current conservatorship of the GSEs Sen. Mike Crapo and the Senate Banking Committee heard the testimony of Melvin Watt, Director, FHFA on the status of the housing finance system. Here’s what he had to say.
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