Tag Archives: Home Mortgage Disclosure Act

Despite improvements in mortgage access for borrowers over the last few years, the latest federally released data from the Home Mortgage Disclosure Act has done nothing to reverse an unfortunate fact.

Melissa Kozicki of the Mortgage Builder Division of Altisource discusses the updates to the Home Mortgage Disclosure Act and what they mean for lenders. Editor's note: This select print feature originally appeared in the October 2016 issue of MReport magazine.

The Bureau has issued a letter of warning to 44 mortgage lenders and brokers, telling them that they may not be in compliance with the Home Mortgage Disclosure Act.

The latest Home Mortgage Disclosure Act (HMDA) data found that nonbanks' share of the mortgage market is rising while banks' share is shrinking. What is the reason for the shift?

Michael L. Vitali, Sr., SVP and Chief Compliance Officer with LoanLogics, discusses with MReport the recent updates to the Home Mortgage Disclosure Act and what lenders are facing.

The revamped rule appears to be weighing heavy on the minds of many in the mortgage industry as is brings about several new data point requirements that must be fulfilled by lenders.

Michael Flynn, a partner in Goodwin Procter’s Financial Institutions Group sat down with MReport to explain how the HMDA rule is shaking up the mortgage industry and advises on how to cope with the changes.

Lenders have been troubled by the Home Mortgage Disclosure Act (HMDA) data points for many years, but they may see some relief in the near future.

The Home Mortgage Disclosure Act data collection rules have recently been finalized, but U.S. banks and credit unions are troubled with how to accurately capture the new HMDA-required data fields.

Clear signs of recovery have been recorded in the housing market, but minority borrowers do not seem to be linked to this recovery.