Though many experts have said housing finance reform is unlikely this year, the time is now to explore the fundamentals of how that reform could happen. Uniform and transparent measures of credit risks will play a key role—whether it’s in 2016, 2017, or beyond. Editor's note: This select print feature appears in the March 2016 edition of MReport magazine, available now.
Read More »Economic Growth at a Standstill, What Does This Mean for Housing?
Financial markets in the U.S. are showing continued improvement as the year progresses, but Fannie Mae expects economic growth to remain flat, which could place a damper on the housing market.
Read More »It’s Not Your Father’s Mortgage Industry Anymore
Commentary is an ongoing series on theMReport.com that focuses on opinions, ideas, and insights from experts across mortgage banking. Paul Anastos, President of Mortgage Master, explains the evolution that the housing market has gone through over the last few decades and how lending has changed for the better.
Read More »First Time Homebuyers Face Slow Home Price Appreciation
As home prices increase at a much slower pace than they have been over the last few years, potential homebuyers may have found their opportunity to enter the housing market as homes become more affordable.
Read More »What the Mortgage Industry Needs to Know About Housing This Year
Between regulations, potential rate hikes, and the upcoming election, the mortgage industry will have plenty to focus on throughout the year. Dr. Umit Gurun, a Professor of Accounting and Finance at the Naveen Jindal School of Management at University of Texas at Dallas, provides MReport with insight on what the housing market picture may look like for the rest of the year.
Read More »Profit Margins Weighing Heavy on Lenders’ Minds
Slow household formation, mortgage demand, and compliance costs associated with new regulatory requirements are impacting lenders' business operations and profitability in the housing market.
Read More »Lenders Optimistic About Diverse Growth Opportunities
Despite recent reports surrounding the dismal state of the U.S. economy, the housing market remains strong and unbothered by such news, particularly mortgage lenders.
Read More »The Results Are In: How Did the Presidential Candidates Fare on Super Tuesday?
It was survival of the fittest among the 2016 presidential candidates on Super Tuesday as they endured 12 primaries and caucuses in different states, ultimately putting their campaigns to the test. Who came out on top and what do these hopefuls intend to contribute to housing in the U.S.?
Read More »The Valuation Gap: A Growing Issue for Housing Market Recovery
While much of the mortgage industry has shown substantial recovery since the housing crisis, there are some markets still lagging behind. In these weak housing markets, there are many rehabbed properties that are being valued for less than they are worth simply due to the state of the real estate market.
Read More »Is the Appraisal Industry Suffering from Barriers of Entry?
Scott Pickell, VP and Chief Appraiser at LRES explains to MReport what is happening to appraisers in the mortgage industry, challenges they face, and how the problem can be solved
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