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Tag Archives: Low Down Payment

Low Down Payment Initiatives Offer Homeownership to Qualified, Locked Out Buyers

New low down payment initiatives extend homeownership opportunities to qualified borrowers who might otherwise be locked out. According to Freddie Mac's July U.S. Housing Market Insight & Outlook, pre-crisis low payment underwriting allowed layered risk, while post-crisis low payment underwriting controls credit risk by requiring features that reduce risk. Pre-crisis payments were variable, while post-crisis payments are predictable.

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