Tag Archives: LTV

An analysis comparing mortgage credit underwriting during the second quarter and last year made some interesting discoveries.

APR stayed fairly steady in August, and went up slightly for those with better credit scores. See how credit scores are impacting APR.

Fannie Mae’s recently introduced Mortgage insurance product gives lenders another option for obtaining mortgage insurance that satisfies the GSE’s charter requirement for high-LTV loans. Here are the details.

How have underwriting standards for conventional loans for homes changed from the pre-crisis housing market? Here’s what a report tracking credit risk for the first quarter of 2018 found.

A new survey looked at what the industry ranks as the biggest roadblocks for first time home buyers. However, it’s not all doom and gloom, as it outlines how to mitigate buyer concerns.

In its most recent quarterly report, LendingTree recorded a Borrower Health Score of 77.7 in the year's opening months, a decline of 4.5 points from the prior quarter. While the latest drop illustrates Americans still have some ground to make up from the financial crash, Q1's score is still 1.3 points above where it was a year ago, implying "a broader trend of improving borrower qualification levels," the company says.