Freddie Mac announced Wednesday that August forecasts show mortgage origination will reach $2 trillion in 2019, driven mostly by the recent surge in refinancing due to historically low ...
Read More »Economic Growth and Housing Affordability
Will a positive economic growth trajectory favor first-time homebuyers in the year ahead? A report finds out.
Read More »Will Higher Home Loan Purchases Continue into 2017?
Home loan purchases made up more than half of all closed loans at the end of 2016, according to the latest data. Will this trend keep up?
Read More »ARM Market Share Could Be Ready to Rise
The market share of adjustable-rate mortgages is at its lowest level in years. But the specter of rising mortgage interest rates this year could change that considerably, according to a recent analysis.
Read More »Freddie Mac: No Encore for Housing in 2017
The year 2016 was the best for housing since before the crash by nearly any measure. Unfortunately, according to Freddie Mac's latest outlook, housing is not likely to repeat its stellar year in 2017.
Read More »Credit Quality: It’s Getting Better All the Time
For mortgage originations, things are beginning to look a lot like they did before the bubble—at least when it comes to credit quality and risk level.
Read More »Third-Party RMBS Reviewers Pass the Test
In the last two years, originators have been taking the precautions that many of them did not take prior to the crisis with residential mortgage-backed securities.
Read More »Refinanceable Population Takes Another Big Hit
Mortgage interest rates are at their highest level of 2016, causing the number of borrowers with an incentive to refinance to drop substantially. What effect will the shrinking refinanceable pool have on the market?
Read More »Credit Union Growth Hits New Heights in Q3
First mortgage origination was a major driver of growth at credit unions in the third quarter, according to analysis.
Read More »KBRA: 2016 May Be as Good as it Gets for Lending
Industry reaction has been positive to the FHFA's move to raise the GSE conforming loan limits for the first time in a decade. But one analysis says the effect on mortgage lending may be minimal.
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