Tag Archives: Mortgage Risk

AEI’s National Housing Market Indicators will deep dive into the factors that are likely to impact mortgage, home sales, and housing inventory. Here’s what else is happening in The Week Ahead.

How do natural disasters alter the rate of defect risk? A report examines the frequency of defects, fraudulence, and misrepresentation in mortgage loan applications.

A study has found that rising mortgage risk for first-time homebuyers helped them to overcome rising prices. What were the main drivers of this trend?

On Monday October 30th, American Enterprise Institute's (AEI) Co-director Edward Pinto and Senior Housing Analyst Tobias Peter will lead an update on the most recent National Mortgage Risk Index (NMRI).

What led to risk of default on agency first-time buyer mortgages reaching a series high in April?

First-time buyers comprised 56.9 percent of primary owner-occupied home purchase mortgages with a government guarantee in August 2015, up from the 54.5 percent share last August, the American Enterprise Institute reported in their First-Time Buyer Mortgage Share Index.

The American Enterprise Institute's (AEI) International Center on Housing Risk reported another rise in mortgage origination risk in January, marking five straight months of increasingly risky lending. Researchers at the center say the rise in risk is due to a shift in market share from large banks to non-banks, whose practices are "substantially riskier than the large bank business."

In its latest National Mortgage Risk Index (NMRI), the American Enterprise Institute's (AEI) International Center on Housing Risk estimated that 11.84 percent of agency purchase loans would be at risk of default should the economy see another crisis in the near future.

The American Enterprise Institute's (AEI) National Mortgage Risk Index for home purchase loans stood at 11.4 percent in October, little changed from the previous three-month average but nearly 1 percentage point above its year-ago level, the group said Monday.

Loan risk in the mortgage market slid down again in July but remained far above safe levels, according to the latest measure from the American Enterprise Institute (AEI). The group reported that 11.41 percent of home purchase loans measured in its National Mortgage Risk Index (NMRI) would be at serious risk under "severely stressed" economic conditions.