Tag Archives: Refinance

Refinances by the Government Sponsored Enterprises (GSEs) Fannie Mae and Freddie Mac increased in December 2017, according to the Fourth Quarter Refinance Report released by the Federal Housing ...

Ginnie Mae, the government-owned corporation that attracts global capital into the housing finance system, has notified a small number of issuers in the Ginnie Mae multi-issuer mortgage-backed security ...

When it came to their mortgages in the last quarter of 2017, a bevy of millennials jumped on the refi bandwagon. As a result, refinances reclaimed their popularity ...

Mortgage rates are rising and are likely to influence the risk of defect, fraud, and misrepresentation in mortgage loan application according to the First American Loan Application Index ...

Mortgage loan applications rose 8.3 percent in the first week of January, reflecting an optimistic housing market.

While 2017 ended with a slight dip in overall mortgage applications, the share of refinance mortgage activity rose according to a weekly survey.

Lower FICO score requirements by some lenders to attract potential first time buyers notwithstanding, credit scores for millennial homebuyers dropped according to a report.

Leaving behind a tumultuous year that included a strong seller’s market, chronic inventory shortages, and a rash of natural disasters, it’s time to look ahead and ask what 2018 has in store for the mortgage and servicing industry.

Dropping credit scores point to loosening credit standards to attract a dwindling refinance market.

A recent report indicates higher risk attributes for both purchase and refinance loans, although the risk levels remain similar to those in early 2000s.