On Wednesday, the mortgage industry’s main oversight group asked for comments on amending rules created by Dodd-Frank Act.
Read More »Collingwood’s Tim Rood: Evolving Housing to the Next Level
Tim Rood is the Co-Founder and Chairman of the Collingwood Group, a Washington, D.C.-based advocacy group for the housing and mortgage industries. Collingwood works to identify and secure business ...
Read More »Navigating the Mortgage Ecosystem
Editor's Note: This story was originally featured in the March issue of MReport, out now. Thirty years ago, mortgage origination was a simple process. An application was taken ...
Read More »MReport March: Focus on Top 3 Compliance Issues
What are the top three compliance issues facing the industry? How will blockchain technology affect the title insurance industry? The March issue of MReport analyzes the regulations impacting ...
Read More »Fair Weather or Headwinds for the State of Housing?
On Tuesday evening, President Trump delivered his State of the Union address before the Congress. The White House released excerpts from the speech before it began, highlighting a ...
Read More »Lender Poll: Regulation a Top Priority
A recent survey of mortgage professionals shows that a majority are ready for regulation changes to the Home Mortgage Disclosure Act. Most of those polled believe requirements for collecting, analyzing and reporting data, coupled with a lack of resources to manage the mortgage data, contributes to the rising cost of loans. Nearly a quarter share President Trump’s sentiment that policy changes to the mortgage industry would be beneficial to the lending market.
Read More »Cordray to Senators: CFPB Does Tailor Regulations
CFPB Director Richard Cordray responded to a letter from a group bipartisan group of 70 U.S. Senators asking the Bureau to exempt the community banks and credit unions from certain regulations.
Read More »Overcoming Title & Closing Regulatory Challenges
Steven J. Melmet, Esq., CEO of Vendor Connect, LLC, sat down with MReport to explain how title companies are wading through the heavily-regulated environment without running into trouble.
Read More »Financial Institutions Grapple With Compliance Costs
A fiercely raging debate for the last five years is whether or not the added costs imposed on businesses that must comply with increased regulations justifies the benefits of those increased regulations.
Read More »The Unintended Consequences of Housing
Director of Financial Regulation Studies at the Cato Institute, Mark A. Calabria, sat down with MReport and explained some of the hot-button issues affecting the mortgage space including the economy, regulation, compliance, homeownership, and the upcoming election.
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