According to the FHFA, mortgage interest rates were up, but loan-to-value ratios were down. What drove the decline in LTV ratios during the month?
Read More »SFR Vacancy Rate Levels After Months of Rising
Why has the vacancy rate across Morningstar Credit Ratings' single-family rental securitizations has steadied now that summer is over?
Read More »Taking on the Challenge of GSE Reform
Mark Zandi, Chief Economist with Moody's Analytics, recently spoke with MReport about the need for GSE reform and about the proposed creation of a corporation to replace the GSEs.
Read More »Equity Rising with Home Prices
Home prices are up considerably from a year ago, and along with it has come a significant gain in housing wealth.
Read More »Freddie Mac: The News is All Positive
Freddie Mac's earnings sailed through some rough waters late last year and early this year. But there was no sign of that in Q3's earnings report.
Read More »Government Fights Document Release in GSE Profit Suit
In September, a federal judge ordered the government to release 56 documents related to the sweeping of GSE profits into Treasury. But they aren't ready to do it just yet.
Read More »Two Key Segments Re-emerging Among Homebuyers
The pace of home sales has risen over the last two years due to the increasing role of two key segments that have recently been absent from the homebuyers' market.
Read More »What Does the CFPB’s Warning Mean for Lenders?
The CFPB warned 44 mortgage lenders and brokers last week that they may have violated the Home Mortgage Disclosure Act. What should other lenders and brokers take away from this?
Read More »Riskier Loans Not Leading to Higher Defect Levels
First-time millennial buyers are playing an increasingly greater role in mortgage finance—but it hasn't translated to greater levels of defects and fraud in mortgage loans, according to one analysis.
Read More »Competitive Market Forces Buyers to Consider Options
The competitive homebuying market brought on by continuously short inventory supply is causing would-be buyers to keep their options open.
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