Author Archives: Melissa Kozicki

Melissa Kozicki is director of compliance with the Mortgage Builder Software division of Altisource. She has 20 years of experience in the mortgage banking industry, specializing in operations and compliance. Kozicki has created federal compliance content for NMLS certified continuing education courses, and has nearly a decade of software development and testing experience.

Managing the Unintended Consequences of TRID

July 20, 2015

Commentary is an ongoing series on theMReport.com that focuses on opinions, ideas, and insights from experts across mortgage banking. This advisory piece features Melissa Kozicki, director of compliance for the Mortgage Builder Division of Altisource, discussing the upcoming implementation of the TILA-RESPA Integrated Disclosure rule, and how mortgage bankers must put a plan in place to manage vendor liability and risk within the context of the new rule.