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Author Archives: Radhika Ojha

Radhika Ojha is an independent writer and editor. A former Online Editor and currently a reporter for MReport, she is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her master’s degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas.

A Housing Market Update

The latest data on employment, Fannie Mae’s third-quarter results and Goldman Sachs’ mortgage settlement target are making the news. Here’s how these three seemingly disparate events are affecting the housing market.

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Acceptable Risks

Lending

An analysis comparing mortgage credit underwriting during the second quarter and last year made some interesting discoveries.

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The Dip Before the Rise

The latest Freddie Mac Forecast points to a slowing in home sales as well as the economy by the end of 2018. But here’s what you can expect from housing in 2019.

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FHL Bank’s New Housing Goals

A new proposed rule by the Federal Housing Finance Agency aims to amend the current housing goals of the Federal Home Loan Banks. Here’s what the new rule recommends.

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Eliminating Barriers to Homeownership

tariff

A new report analyzes factors that can reduce the challenges of home buying. But here’s the chief factor that’s helping to mitigate the negative effects of rising mortgage rates.

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We’ve Seen This Before

mortgage application

As mortgage risk jumped to a series high, a new analysis revealed the factors driving this risk and how the credit easing by the GSEs can ultimately impact their affordable housing mission.

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