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Author Archives: Seth Welborn

Seth Welborn is a Harding University graduate with a degree in English and a minor in writing. He is a contributing writer for MReport. An East Texas Native, he has studied abroad in Athens, Greece and works part-time as a photographer.

The State of Mortgage Insurance in Q2

Lending

A new report by Moody’s revealed that current macroeconomic conditions had been favorable for the mortgage insurance industry. But which factors were holding back the growth of originations in this segment?

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Examining the Gaps in Loan Application Denials

While it may be harder for some people to get a loan approved than others, a research looked at the correlation between loan denials and diverse groups of people. Turns out, the gap isn't as much when looked at from the point of view of creditworthiness.

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TD Implements Ellie Mae’s Encompass

Ellie Mae announced that TD Bank had begun their roll out the Encompass digital mortgage solution, an Ellie Mae platform. TD Bank hopes to use Encompass to merge origination and call center vendor integrations onto one platform, as well as speed up deployment of new online products and reduce loan cycle times.

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RoundPoint Mortgage Makes the Inc. 5000 List

RoundPoint Mortgage Servicing Corporation gained spot number 2,386 on Inc. magazine’s 38th annual Inc. 5000 list, a ranking of the nation's fastest-growing private companies. RoundPoint joins the rank of other companies such as Microsoft, Dell, Domino’s Pizza, Pandora, Timberland, LinkedIn, Yelp, and Zillow who all gained national exposure as honorees of the Inc. 5000 list.

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Rushmore Ratings See an Uptick

The ratings agency recently upgraded Rushmore’s Servicer Quality assessment. What were the factors that helped the servicer achieve above average SQ rating from Moody’s?

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Why Jumbo Loans are Less Expensive in 2018

Before 2013, jumbo loans tended to have higher interest rates than conforming loans, but that has since changed, according to a report. What's different about the market today that's making jumbo loans the more popular choice?

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